The Most Common Roofing Scams and How to Avoid Them

Your roof is one of the most critical components of your home, protecting everything inside from the elements. Unfortunately, unscrupulous contractors prey on homeowners who need roofing repairs or replacements, especially after severe weather events. At Sammy's Roofing, we believe knowledge is your best defense against roofing scams. Here’s a guide to the most common scams and how to avoid falling victim to them.

The Storm Chaser Scam

Storm chasers are contractors who travel to areas recently hit by severe weather, offering quick fixes at low prices. While this might seem convenient, they often use subpar materials and perform rushed work. Once they’ve collected your payment, they disappear, leaving you with a poorly done roof and no way to contact them.

How to Avoid It:

• Always check if the contractor has a local office and permanent contact information.
• Research their reviews and ratings online.
• Verify their licensing and insurance status.

The High-Pressure Sales Tactic

Some contractors use high-pressure sales tactics to push you into making hasty decisions. They may claim you need immediate repairs or replacements to avoid a roof collapse or other catastrophic issues. These claims are often exaggerated to scare you into signing a contract.

How to Avoid It:

• Take your time to get multiple quotes and opinions.
• Ask for detailed explanations of the issues and verify them with another professional.
• Don’t sign anything on the spot—review contracts carefully.

The Door-to-Door Scammer

This scam often involves someone knocking on your door, claiming they noticed damage on your roof while working in the area. They might offer a “free inspection,” only to invent damage or cause it themselves during the inspection.

How to Avoid It:

• Be cautious of unsolicited offers for roofing inspections or repairs.
• Ask for credentials and references.
• Verify their legitimacy before letting them onto your roof.

The Insurance Fraud Scheme

Some contractors promise to handle your insurance claim but inflate the cost of repairs or encourage you to falsify claims for damages that didn’t occur. While this might seem like a way to save money, it’s illegal and could leave you liable for insurance fraud.

How to Avoid It:

• Work with a contractor experienced in legitimate insurance claims.
• Ensure all claims are accurate and reflect actual damages.
• Request detailed, itemized estimates.

The Upfront Payment Trap

Some contractors ask for a large upfront payment before starting work. Once they have your money, they may disappear without completing—or even starting—the job.

How to Avoid It:

• Never pay the full amount upfront. A reasonable down payment is typically 10-30% of the total cost.
• Use a payment method that offers a record of the transaction.
• Make final payments only after the work is completed and inspected.

How Sammy's Roofing Protects You

At Sammy's Roofing, integrity and transparency are the foundation of our business. Here’s how we ensure you’re protected:

• Free, Honest Inspections: Our inspections are thorough, and we provide clear, detailed assessments of your roof’s condition.
• Licensed and Insured Team: We are fully licensed, insured, and proud to serve the Chicago community.
• Transparent Pricing: We provide detailed, written estimates so you know exactly what to expect.
• Customer-Focused Service: Your satisfaction and peace of mind are our top priorities.

Protect Your Home with Trusted Roofing Professionals

Don’t let scammers take advantage of you. If you’re unsure about a roofing contractor or need a second opinion, Sammy's Roofing is here to help. Contact us today for a free inspection and experience roofing services you can trust.